¹The net operating expense ratios of the Schwab S&P 500 Index Fund and the Schwab Total Stock Market Index Fund are limited to 0.09%. Net operating expenses of other Equity Index Funds are also limited and will range from 0.19% to 0.29%. Equity Index Funds do not include the Schwab Fundamental Index Funds. See a fund’s prospectus for more information on expense limitations.

²OER (Operating Expense Ratio) represents the fund's fee less contractual waivers. The investment adviser and its affiliates have agreed to limit the fund's net operating expenses, as stated in the prospectus for the fund, for as long as the investment adviser serves as the adviser to the fund. This agreement may only be amended or terminated with the approval of the fund's Board of Trustees. The limitation excludes interest, taxes, and certain non-routine expenses which may result in the fund incurring net operating expenses above the limitation. This agreement is limited to the fund's direct operating expenses and does not apply to acquired fund fees and expenses.