Schwab Balanced Fund

Investment Objective

Schwab Balanced Fund seeks capital growth and income.

Investment Strategy

The Fund utilizes a "fund-of-funds" strategy by investing in other Schwab and/or Laudus Funds. The Fund invests 55-65% of its assets in equity securities (including stocks and equity funds) and 35-45% in fixed income securities (including bonds and fixed income funds), and cash and cash equivalents (including money market funds). The Fund's allocation is designed to provide a mix of the growth opportunities of stock investing with the income opportunities of bonds and other fixed-income securities.

Schwab Balanced Fund
Ticker Net OER1 Min. Investment
SWOBX 0.63% $100

Distinguishing Characteristics and Benefits

  • Provides both growth and income opportunities in a single fund
  • A one-step solution for diversifying certain portfolios or complementing other investments
  • Built-in diversification through investments in multiple Schwab and/or Laudus Funds, each of which provides its own diversification within its particular market segment
Cumulative Growth of a $10,000 Investment (pre-tax)
Growth of $10,000 Investment as of         

Investment Management

Charles Schwab Investment Management actively manages the Schwab Balanced Fund. Veteran managers monitor the market and adjust investments as needed to keep the Fund in line with its stated objective.

Investment Management Team

Zifan Tang, Ph.D., CFA

Managing Director, Head of Asset Allocation Strategies
Full Bio>
Investment Management Bio

Zifan Tang, Ph.D., CFA

Managing Director, Head of Asset Allocation Strategies

Zifan Tang is a Managing Director and Head of Asset Allocation Strategies for Charles Schwab Investment Management, Inc. (CSIM).  Ms. Tang leads the portfolio management team of Schwab’s asset allocation strategies, which comprise the Schwab Target Funds, Schwab MarketTrack Portfolios, Schwab Monthly Income Funds, and Schwab Balanced Fund. She also has overall responsibility for all aspects of the management of the funds. Prior to joining CSIM in January 2012, Ms. Tang was a product manager at Thomson Reuters and from 1997 to 2009 worked as a portfolio manager at Barclays Global Investors, which was subsequently acquired by BlackRock.

Ms. Tang holds a Ph.D. in Engineering from Royal School of Mines, Imperial College of Science, Technology and Medicine in London, UK. She is a CFA charterholder.


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Contact Us

Call your Schwab Funds representative at 877-824-5615