Multi-asset funds can provide diversification with the convenience of a single fund.
It’s the third anniversary of Schwab Target Index Funds. Access for all. What a welcome alternative.
Most firms offer low-cost funds, but only Schwab offers target date funds at 8bps1 net to investors of any size with no minimums. That’s something to celebrate.
See how Schwab Target Index Funds Compare
The lowest-cost target date mutual funds that are accessible to any investor at no minimum.
|Product 2||Net expenses||Minimum investment|
|Schwab Target Index Funds||0.08%1||$0|
|Fidelity Freedom® Index||0.08%||$100 million3|
|State Street Target Retirement||0.09%||$0|
|Vanguard Institutional Target Retirement||0.09%||$100 million|
|TIAA-CREF Lifecycle Index||0.10%||$10 million4|
What we offer
Since 1995, we’ve managed a lineup of multi-asset mutual funds. Now, we offer target date, target risk, and managed payout multi-asset mutual funds—a comprehensive selection of product solutions at competitive pricing, for both individuals and employer-sponsored retirement plans. And for qualified retirement plans, there are the Charles Schwab Trust Bank Collective Investment Trusts.5
We take a behavioral-based approach to asset allocation—an approach designed to help investors stay invested across market conditions, and that leverages our investment research and deep asset allocation expertise. To meet investor needs, we utilize a variety of underlying strategy types, including proprietary and non-proprietary as well as active and passive strategies. And our pricing approach seeks to give everyone—even the smallest business—access to a range of quality target date funds at competitive prices.
A behavioral-driven glide path design
Our target date solutions are managed to seek more growth when investors can take on more risk and greater stability when they need to rely on their investments. By taking a behavioral-driven approach to asset allocation, our carefully balanced glide path is designed to help investors reach their goals up to and through retirement.
Use these financial tools to gain more comprehensive insight into investment products.
Featured multi-asset funds
See our highlighted multi-asset funds, or browse all our investment products.
A combination of active and passively managed holdings in proprietary and externally managed mutual funds.
Schwab MarketTrack Portfolios allow you to choose an asset allocation that best matches your risk tolerance and goals, combining Fundamental Index® and market cap index strategies, each with a difference mix of diverse investments.
See what our executives and strategists have to say about multi-asset and target date investing.