Charles Schwab Investment Management

Charles Schwab Investment Management has a history of innovative target date fund management. Our target date fund offerings include a comprehensive selection of product solutions at a competitive cost for individuals and employer-sponsored retirement plans.

It’s the third anniversary of Schwab Target Index Funds.

Access for all. What a welcome alternative.

Most firms offer low-cost funds, but only Schwab offers target date funds at 8 bps1 net to investors of any size with no minimums. That’s something to celebrate.

See how Schwab Target Index Funds compare


The lowest-cost target date mutual funds that are accessible to any investor with no minimum.

Expenses and minimum investments

A range of competitively priced choices and structures, from a brand investors trust

We offer a range of competitively priced target date solutions that utilize a variety of underlying strategy types to meet client preferences, including proprietary and non-proprietary; and active and passive strategies. Target date solutions are offered in a mutual fund or, for qualified retirement plans, a collective trust fund1 structure.

Learn more about the Schwab Target Funds

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Target date fund options for every business

Our pricing approach seeks to give everyone—even the smallest business—access to a range of quality target date funds at competitive prices.

Learn more about our low cost index philosophy

A behavioral-driven glide path design

Our funds are managed to seek more growth when investors can take on more risk, and greater stability when they need to rely on their investments. By taking a behavioral-driven approach to asset allocation, our carefully balanced glide path is designed to help investors reach their goals up to and through retirement.

See how our glide path allocates assets over time

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Featured Funds

  • Schwab Target Funds

    A combination of active and passively managed holdings in proprietary and externally managed mutual funds.

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  • Schwab Target Index Funds

    A low cost target date fund series composed of Schwab ETFsTM.

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  • Charles Schwab Trust Bank
    Schwab Managed Retirement Trusts™5

    A combination of over 20 underlying non-proprietary active and passive strategies. Available for qualified retirement plans only.

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  • Charles Schwab Trust Bank
    Schwab Indexed Retirement Trusts®5

    A combination of underlying passive strategies from multiple index managers. Available for qualified retirement plans only.

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